Young Ghanaians Aged 18-35: Apply Now for Up to GH¢500,000 Start-Up Loans Under 24H+ Programme

The government of Ghana has opened exciting opportunities for young people through the 24-Hour Economy and Accelerated Export Development Programme (24H+).

Young Ghanaians between 18 and 35 years can now apply for start-up business loans ranging from GH¢5,000 to GH¢500,000, along with free digital skills training and guaranteed internships.

What is the 24H+ Programme?

The 24-Hour Economy and Accelerated Export Development Programme (24H+) is President John Dramani Mahama’s flagship initiative to transform Ghana into a self-reliant, productive, and export-driven economy that operates around the clock.

Launched to shift Ghana from raw material exports to value-added production, the programme focuses on industrialisation, job creation, skills development, and inclusive growth. It includes eight strategic sub-programmes (Grow24, Make24, Build24, Connect24, Fund24, Show24, Aspire24, Go24) targeting key sectors such as agriculture, manufacturing, logistics, creative industries, and pharmaceuticals.

Opportunities Specifically for Youth (18–35)

The programme places strong emphasis on empowering young Ghanaians through the Aspire24 and Fund24 sub-programmes:

1. Start-up Business Loans

• Loan amounts: GH¢5,000 to GH¢500,000
• Targeted at young entrepreneurs for viable start-up businesses
• Part of broader financing initiatives under Fund24 to support SMEs and producers

2. Free Digital Skills Training

• Available at Technical and Vocational Education and Training (TVET) centres across all 16 regions
• Focus on modern digital competencies needed for the 24-hour economy

3. Guaranteed Internships

• Placement opportunities with 24H+ partner companies
• Hands-on experience in priority sectors

Broader Opportunities Under 24H+

The Expression of Interest (EOI) portal welcomes not only youth but also farmers, investors, traders, and manufacturers. Key areas include:

• Agro-ecological parks and agro-processing facilities
• Pharmaceutical innovation (e.g., Legon Pharmaceutical Innovation Park)
• Textile and garments manufacturing
• Air cargo logistics (e.g., Tamale Air Cargo Hub)
• Creative industry academies (music, animation, content creation)
• Industrial parks and the Volta Economic Corridor

Businesses can also apply for 24/7 Ready certification to access tax incentives, financing, and other benefits.

How to Apply

1. Visit the official portal: https://24hplus.gov.gh/
2. Fill the Expression of Interest (EOI) Form
3. For youth-specific opportunities, clearly indicate interest in skills training, internships, or start-up financing
4. Provide necessary details and submit

Why This Programme Matters

Ghana continues to face high youth unemployment and underemployment. The 24H+ initiative aims to:

• Create millions of productive jobs
• Bridge skills gaps through massive TVET and digital training
• Provide accessible financing for young entrepreneurs
• Build a competitive workforce ready for 24-hour operations and global markets

This is one of the most ambitious youth empowerment and economic transformation agendas in Ghana’s recent history.